I've wasted a lot of my life due to reasons both within and out of my control.
In any case, one memory that came to mind recently was the ponzi scheme I tried starting around 4th grade -- I think it was? -- when playing around with Print Master Deluxe's fun "ye olde" paper background template. I called it "Joe's Money Club". The point of the club was that people would join and pay dues on a certain schedule, and we'd use those funds to try to make money. I'm joking partly about it being a ponzi scheme ... I think; the story is more fun if I play it up that way, but as I think about it, I don't think it was technically a ponzi scheme, because I do remember trying to sell ear plugs (my dad worked in a factory and had a ton of these packs of orange ear plug pairs). In any case, the club disbanded around a week later due to lack of interest, and I tried to give the money back from dues, but everyone just let me keep it.