Inattentive drivers more than overconfident drivers. You look down and stare at your phone for 10 seconds in a normal car and you are punished pretty quickly and learn not to do it.
You look down and start at your phone for 10 seconds in a Tesla with AP and "nothing bad happens" ... almost all of the time.
And that's the problem with this version of AP. Yes, Tesla says keep your eyes on the road. Yes, Tesla says keep your hands on the wheel. But it's pretty easy to get lax and start to slide.
For the record, I think her use is the one valid use. She has RSI issues with her hands and arms and she does a good bit of expressway driving. She absolutely keeps her eyes on the road and hands near the wheel when using it. But I bet she's in the minority of regular Tesla AP users.