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Comment by fizwhiz | Hacker News Reader

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fizwhiz·

"most popular mobile wallet"

Citation? PayPal/Venmo seem far, far ahead.

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Venmo is not a mobile wallet. It's for bank transfers (i.e. ACH), not credit/debit card payments.

PayPal is widely supported online but I doubt they are far, far ahead in the real world, which I think is what people mean by "mobile" wallet.

Your statement regarding the "real world" being equated to "mobile payments" is confusing. FWIW, PayPal cleared $155B in pure mobile payments volume in 2017. Apple Pay on the other hand hasn't published any numbers (apart from a 450% "growth" which every analyst knows is a cop out because the raw numbers themselves are likely not impressive.)

This is the most recent useful data I could find on short notice: https://www.cnet.com/news/apple-pay-users-nearly-double-in-2...

Between Apple Pay, Samsung Pay, and Android Pay (which I believe recently got rebranded as just Google Pay), Apple Pay is ahead in userbase numbers by a considerable margin — perhaps not as much now as a year ago, but I doubt it was overtaken.

Just guessing based on my experience, but it seems like Apple Pay has broader worldwide adoption than Venmo, which is tied to the US banking system.

WeChat and Alipay both dwarf all of the above. Pity they don’t strive to be more accepted in the West.

Because there's no market. For physical transactioms EMV does everything they do, and in a more convenient package. For online transactions, they're not more convenient than the incumbents.

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