I can confirm that. I specifically signed up for FirstTech for their Chip and Pin cards. Their Mastercard is quite good for traveling and has Chip and Pin.

It was great when I was traveling in Iceland where pretty much every transaction was made with my card. It's a regional credit union, but I only had to visit a branch in person one time to change the PIN on my card.

First Tech security is pretty top notch. For online trnsacations over a certain amount they would ask for password verification.

I just wished online transactions owned it up for optional two factor online transactions, pin card transactions and SMS verifications for all transactions above $500.

That would drop fraud significantly.