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So, Finland doesn't have tax loss harvesting at all or is it specific only to cryptocurrency trading?

There are deductions to capital gains tax, but they do not apply here as cryptocurrencies are not considered property but instead an agreement between the users, if I understood correctly.

But regular currency trading losses are not deductible either (per KHO:2015:178), so I guess crypto is not really unfairly discriminated against in this case.

It only applies to cryptocurrencies.

Well not really. It is just that you can only deduct losses on things that the government deems to be investments which in the case of crypto currencies they don’t.

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