> If I am saving up for a Europe trip I want to add some value to a pot every month not gamble so i might make the trip in 2 or 20 years based on luck.
You'd most likely not save for this trip in gold.
> a farmer that sells his crop needs to insure he can buy fuel in 11 months for next harvest. Having a little more is nice, but having a little less is really bad.
Also I don't know any farmers using gold as a store while waiting for harvests.
Look at some the gold fluctuations here, mainly large double digit swings:
http://onlygold.com/Info/Historical-Gold-Prices.asp
Gold is less volatile due to multiple financial instruments allowing trading/hedging on top of it, millennia of usage as store of value and that governmental institutions also back it as a store of value. Even with all that said it still took dips and swings of:
2015: -11%
2013: -27.6%
2010: 30%
Those seem volatile.