It's so easy to backup everything for free these days. Google Drive/Dropbox if you don't care about encryption or Arq.app if you do, Time Machine if you have a spare hard drive at home.
We're not talking a home break-in; we're talking a process where it was in your possession, you're required to go through a government mandated process, and the result of the process means your property only a few feet away was stolen, within a couple of minutes. If I had to replace that machine, we're talking hundreds of dollars (or more) a day in lost productivity, plus the lost productivity when restoring my backup.
those let you back up maybe 50GB (if you abuse all the promos), which is pretty small.