That said, it sounds like you have a pretty good gig. Might want to start shopping around.
I don't know if I have the skills to freelance/consult at this point, but I'd love to do that while traveling (not hedonistic, but stay in a place for a few months and learn the language, build groups of friends, etc).
I think I'd like to either stay in NYC and work on something meaningful or just make a lot of money, or just go off and do the freelance/consult/build a standard niche marketing product type of online business. At least I'd get the travel/language bug out of my system and have a good story to tell.
I don't want to be a developer even 5 years down the line. For me it is simply to develop this toolset, so that I can better understand how to build solutions for REAL problems (banking doesn't seem real enough to me). Something in the environmental or healthcare field seems interesting to me.