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You're putting a lot of faith in Dropbox not to ever corrupt any of your file.

So far, Dropbox has never corrupted anything. I don't think I've ever heard of it corrupting someone's files, either.

Plus, factor in the fact that Dropbox keeps backups of all your files, so in the worst case, I'm guessing they can restore anything that breaks.

Put that against the fact that not using Dropbox means I'm trusting my hard disk not to die on me, and I think Dropbox comes out ahead by far.

Do you know of any reason I should be more worried?

Depends on the criticality of the data you're hosting. For casual data I think that's fine. For stuff you absolutely need to be sure never gets lost or destroyed, I think you really need a backup routine that incorporates separate physical media.

Even worse: Your files readable to support staff from Dropbox. Do you trust them that much? I would recommend encrypted backups.

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