- edit
this was a sort of response to your statement below "Don't get me wrong, I use VISA all the time, but it's a different product", but I couldn't reply to it direct.
Some people don't trust the authorities with the powers of issuance and censorship and find it interesting for those reasons. It is likely that you are not in that category.
Now, Gold OTOH...
Yeah, have you ever tried to send .002 gram of gold to anyone recently?
Leave your comfortable bubble and look at countries with hyperinflation like Zimbabwe/Argentina, how are they going to use a cash (not dollar) in a trustless fashion?
If you think that crypto's hardier than real world fungible assets when the shit hits the fan, I imagine it's not me who is trapped in a 'comfortable bubble' as you so condescendingly put it.
Given now infamous recent disclosures about fundamental flaws in our trust in IT at the deepest levels we can imagine, I suspect you vastly overestimate the resilience of digital 'securities'.
Never mind power cuts or flat batteries...