I'm 36 jobless and have swung back to living with my mom after being laid off a few times. Eventually I ended up going broke. Constantly looking for work when you're not employed can do a lot of damage to your leverage and you're more prone to taking another low quality job.

With no disposable money you cannot inject a lot of variety into your life. For me it became a repetitive routine of doing home chores and errands with my mom, followed up with going to a coffee shop with wi-fi just to get out of the home, and applying for jobs online, taking phone interviews or just posting on forums like this one.

Then it starts to suck the motivation out of you, motivation to learn or try new things, work on side projects that you can present to employers, etc. The grind of job hunting without variety in your days is very draining.

I really wish there was a government matchmaking program in the US that would help line up freelance employees with employers.

I am able-bodied, my only "disability" is the ineffectiveness of acing job interviews. I'd rather my government hook me up effectively with a job, than SNAP, medicaid or cash.