https://en.wikipedia.org/wiki/One-loop_Feynman_diagram
In quantum field theory, perturbative physical processes can be expressed as the sum of all possible diagrams compatible with the initial and final state of interest. Each diagram corresponds to an integral, and diagrams that have loops are special because they are underconstrained by the initial/final conditions. Hence, you are left with an additional integral over every possible combination of momenta that can be exchanged within the loop. These integrals are usually hard or impossible to compute and may require weird mathematical techniques (like dimensional regularization). So, yes, (theoretical) particle physicists talk about loops a lot!
"Lend" here is total b.s. that I made up. The point is that the gluons can't directly interact with the Higgs boson, so they use their collisional energy to create some massive top quarks that can.