Did you have to get up to speed on al the details of fraud, risk, and FinTech? If so how, what resources did you use to figure it out? If not, did you hire expertise, bring it in-house, and only have to implement bits of it into Gusto?

Second question: how did you determine to shift development from SF to Denver? What criteria went into selecting Denver over other areas? How did you figure out what to move their and keep in SF?

Third question: how are you doing? I remember in S08 when you were working on PicWing. We’re still working on Poll Ev!