> OSM is orders of magnitude worse than Apple's current data set in my area, and I doubt that's unusual.

As ever, define "worse" and "my area".

OSM is consistently worse worldwide (compared to Google, TomTom and Here) for geocoding. OSM is consistently worse for lane guidance. OSM is generally worse than Google worldwide for commercial POIs (shops, restaurants etc.), but on a par with TomTom and Here, and this is very location-dependent.

OSM is better worldwide, by several orders of magnitude, for pedestrian and bicycle mapping. OSM is generally better for non-commercial POIs. OSM is very often better in all aspects (save geocoding) in rural locations, particularly in Europe.

If you're an American motorist then Google is your best map right now. If you're a European cyclist then OSM is really the only game in town. It's not a black-and-white issue.