How much critical thinking does it take to realize that living in a society which purposely takes advantage of the poor and downtrodden to ensure that they live a life eternally in debt might be a bad thing?
We're not talking about people running up credit cards buying useless crap. We're talking about a system designed to push people through college and towards the 'American Dream' while pushing them into the deepest depths of debt.
Now consider the following: Over 50% of the US Govt's financial assets are in student loans [1]. I think the advice of 'just don't go that far into debt, dummy' falls flat when we can see how absolutely huge the student loan business is.
[1] https://community.finimize.com/t/graphic-of-the-week/1044/25...