I know if I had no health insurance I wouldn't hesitate to go to the emergency room for a snake bite, because I'd rather go bankrupt than die. I wonder if there is a threshold where since the cost of bankruptcy is basically constant (it doesn't matter if you go bankrupt for a $100K bill or a $100M bill unless your assets are >$100K), that the face value of the bill from the hospital can grow without bound beyond that upper boundary, since no one is actually paying it?