Your trouble understanding may be that my phrase in the original post "a stipend for materials" really isn't saying what I meant to say, which in fact is simply "a stipend."
My trouble stems from your judgement of art you don't seem actively involved in creating, therefore, art you don't understand. I assume you aren't involved in creating it because you are very negative about it. That said, if you want to create it, being able to find resources to create it can continuously be a challenging problem, and this is especially difficult if that's what your survival depends on.