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There are dozens of stories of identical things happening to Google accounts so it's not as if they are any better.

Exactly. These giant companies should really only be used as interchangeable infrastructure. I have my own personal domain. At the moment, I use Google to handle my mail. If they no longer want me as a customer, I'll update my domain's MX records and move to another company.

What happens if your domain registrar bans you? Is it something they can do?

I guess they could, but the domain is mine and I could transfer it to another domain registrar. Some government organization could seize the domain, but that's not something I worry about.

I would be even more worried about DNS/domain hijacking if the HN stories I hear are true. Not only technical issues but social engineering of the domain ownership.

Whatever you do (custom domain or not), you're always exposed.

Yeah but I don't really know what to do about that, except for using a domain provider with 2FA.

And of course you're always exposed, I'm not sure why you'd mention that. It's no reason to just give up and do nothing.

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