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> "ATM Fees" are something I've never had to deal with

Really? There are lots of little independent ATMs around the UK that charge a fee, and if you use a UK card abroad, there's a fee. They're not huge, but they're not zero.

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When I was in the UK I used the link network, and to the best of my knowledge never paid a fee to withdraw money.

You're right about using UK-cards abroad, which I guess I'd forgotten about, though!

Only the little grey ‘liquor store ATMs’. Most ATMs are run by banks, and it doesn’t matter which bank owns the ATM, you can get cash without a fee.

Right. I avoid the corner shop ATMs when i can, but i can't always, because there aren't proper cash machines everywhere. I'd be surprised if someone else had a different experience.

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