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I don't think retail is a bad job. I would hate to be stuck at a computer all day writing code and dealing with non-technical managers and clients.

Someone who works a job where they receive consistent tips can make a lot of money, and if it's in cash it's tax free.

Plus the tips never go to the kitchen who do all the actual work.

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> and if it's in cash it's tax free.

Obligatory nit: Being paid in cash is not exempt from regular income tax.

Just because you don't personally pay tax on that income doesn't mean it's "tax free". You may be getting away with it (for now), but income is taxable, regardless of whether it's paid in cash.

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