Ask HN: Should an individual looking to invest wait for a new financial crisis?

No. Just invest some of your paycheck whenever you get paid. Over the years you will achieve average results (which is very good - close to 7%)

If you have a lump sum and little to no money currently invested AND you are nervous then split it up into smaller chunks and invest every few weeks.

I read that Cuban and buffet are holding lots of cash. But they tell normal people to never try to time the market. Hard to tell what to do.