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Maybe. But how bad would the user experience be if every time a user went to do an IAP, they were presented with a link to an external web page asking for their credit card information? Would that affect the security and privacy of the platform? Would it affect users' trust in the platform?

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Maybe if Apple didn't charge many times more than credit card processors to handle payments, developers wouldn't be trying to avoid getting robbed.

Maybe if credit card processors started inventing platforms for software distribution and made them available and easy to use for anyone, they wouldn’t.

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