Invest 100% of your money in small-cap/value funds. They do best in the long run.

Invest 100% of your money in BRICs (Brazil, Russia, India, China). They have large, youthful populations with better prospects than America, Europe, or China.

I'm afraid that I don't know of any small-cap/value, BRIC funds. If anyone knows of any, I'd appreciate a pointer. Thanks.