Hacker News Reader

By using a debit card like this, you give up the benefits (and protections) of a credit card. You can get a credit card that gives 2% back on everything, or more in specific categories. Which way does the math work out better for you?

Capital One 360 is competitive with other mentioned banks; currently 1.85% for > $10k.

View on HN

The benefit of the bank account is that you get interest on what you have saved. You only get cash back from a credit card on what you've spent.

Thanks for this info :) I swipe my card at 7/11 for a piece of gum 10 times per mont hahaa. I trust 7/11s infosec I guess, and I use my credit card for everything else.

I don't want to reveal my bank account balance but the interest generated per month pays my phone bill :)

Reply on news.ycombinator.com