While the apps look nice, I can’t say I see anything that major banks in Sweden haven’t offered already for the past 5 years or so. Are we so far ahead or is online banking in such a shitty state?
Revolut does this. It also works out 2-3% cheaper for converting SEK to Euros than either SEB or Nordea.
Unfortunately, as it's UK based, it's not at all clear if Revolut will continue to exist in its current form after brexit.
They recently applied for a banking license in Belgium.