Comment by TeMPOraL | Hacker News Reader

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Comment by TeMPOraL | Hacker News Reader

I have one question, and one question only. Which of those providers offer an API - one that I can use as an individual to automate my finances?

That's really the only thing I need over traditional banking. I can handle the rest for myself from there. Even a read-only API would do.

Monzo: https://docs.monzo.com

Starling: https://developer.starlingbank.com/

Monzo also offer out of the box integration with IFTTT: https://monzo.com/features/ifttt/

I've found that Xero (a cloud accounting platform) can integrate with pretty much any bank. Turns out they do this via a service called Yodlee - and it seems they can provide a read-only API to most banks, if that's what you're after.

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