Can you clarify the 'heavily subsidized' part? I don't know a whole lot about this area, but I was under the impression that relatively speaking, the US higher education system was significantly less subsidized than in many comparably developed countries. And anecdotally, I'm sure we all know students and families that struggle with tuition costs. Are the subsidies you're talking about Pell grants? or tax breaks for funding education? People in this conversation make is sound like getting a full ride from public funds is the norm, but that seems really off.