2-memory channels is what is expected on a normal, consumer platform. Especially since DDR4 effectively doubled the bandwidth from DDR3 anyway.
In effect: DDR4 2-channels is roughly the same speed as DDR3 4-channels. So that's how RAM scales: it gets faster without necessarily needing more sticks.
In two or so years, DDR5 is going to double-bandwidth again. So 2-channel DDR5 will be the same bandwidth as 4-channel DDR4.
Latencies are all going to be the same though, but that's the nature of the technology.
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If you need 4-channels of RAM, x299 exists (and x399 for AMD Threadripper). If you need 6-channels, you got Xeon Scalable, 8-channels got EPYC, 12-channels (or more) for higher-end Xeons. So these high-end systems exist for people who need them.
But most consumers are fine with the ~40GB/s speeds that 2-sticks of modern DDR4 get you today.