The settings I suggest don't disable it entirely - though I think that's an option, if not one I'd use myself - but it does let you choose when things get installed, after downloading them in the background.

I've been quite happy with this; I generally do want updates when they come out, but also want the option to potentially reliably defer them (or, more precisely, the potential reboot...) for a day or two.

(As for Windows versions, I use Windows 10 Professional.)