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How do you figure? Please elaborate on this. I don't see how subsidized premiums and guaranteed coverage would be a detriment to freelancers... Yes, the cost of healthcare was cheaper back then, but it likely would have risen more without ACA.

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Your last sentence is pure speculation. There was never an equivalent rise. The spike is due, in part, by the ACA’d requirements that covered more than the original plans covered. Some of use didn’t want to cover those costs. When I priced a plan before ACA, $300 family of two. Closest plan after $750. I didn’t qualify for credits. So I had two mortgage payments:650 for house 750 for medical. SMH.

I can't speak to individual anecdotes, I was talking about healthcare spending overall. It's not speculation, here are some sources:

https://wire.ama-assn.org/ama-news/growth-health-spending-sl...

Also, regarding out-of-pocket spending: https://www.bloomberg.com/opinion/articles/2018-01-04/out-of...

Obamacare exploded the cost. It’s hollow succor to say the rocketing costs are accelerating less. All your supposed evidence shows is that the markets are getting worse. The ACA is plagued by dine and dashers. https://johnhcochrane.blogspot.com/2018/06/aca-dropouts.html

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