Then you don't properly understand philosophy.
One thing philosophy does is help you construct valid arguments and to recognize fallacies, which are very useful, practical skills.
I took a course on logic as part of my undergrad degree, and it was there that I learned about De Morgan's laws -- which I use frequently when I'm programming.
Moral philosophers confront some really big issues, but they're not all bizarre hypotheticals. Many of them have real-world consequences, such as the debate over euthanasia and assisted suicide.
Philosophy is not all about navel-gazing. It's unfortunate that so many people hold mistaken views about it.
"The philosophers have only interpreted the world, in various ways. The point, however, is to change it."
Take for example Einstein: he found some mathematical formulas, proved they were right and then used them as the abstraction for everything else. His example of 'what if I stand on a train traveling at the speed of light and it gets hit by lightning' is no longer something that you can prove in reality.
Ideally, you need precepts and concepts to work together and keep validating that your concepts work in reality.
(These are earliest branches out of philosophy by the way.)
Use of natural language makes most of the ideas entertained by philosophy highly ambiguous until they get formalized.
Even ethics can be strictly formalized in a more advanced logic system, making the ideas and applicability clear.
Or are we trying for something more complex, such as creativity?
Maybe instead of thinking of language as poor, ambiguous version of logic, we should think of logic as a limited version of language.
Logic can't tell us what we should care about, how we should feel, what's worth pursing, what it means to exist as an animal with needs. We suffer, we desire, we wonder. Natural language captures that in a way that logic cannot.
Before mathematicians get to play with abstract concepts, they rigorously define and prove them. Philosophers also want to make conclusions about abstract concepts but they refuse or are unable to pay that price.