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They do not, I run tens of low-traffic projects very successfully on a $10/mo Hetzner server on Dokku. Dokku is amazing and so is Hetzner, I don't know why people always go for the high-scalability, expensive options just to end up with 0 utilization.

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Because my company is risk-averse, and perfectly happy to drop $1000 a month for a ridiculously overprovisioned database instance just to ensure an issue with the database will never cause their contracts to be lost.

if you have zero utilization, then you should scale down or lower your instance type until you are optimized for performance and cost. Which is easier to do when you are in an environment such as gce or aws.

There's a minimum when you have deployed each one of your hundred microservices to a server, though.

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