I'm a 26 year old male living in NY.

First car: $2200 purchase price. 98 vw cabrio. 36k miles in 2010. It died in 2016 due to an electrical issue. Sold to scrap, but I also collected an insurancr pay out from it when someone hit me.

$2200 / 72 = $30 per month.

Bought a 2005 ford focus. Needed the extra space and had to buy it quickly and unexpectedly. Paid $3000, with 100k miles.

It's been 1 year already, and I'm expecting 3 total years of life out of it.

$3000 / 36 = $83 a month.

Not bad at all really! Insurance is $55 a month and I don't spend much on tires/oil.