the whole promise of mongo is/was distributed (HA+LB), which was all the rage back then, when AWS AZs dropped like flies every few weeks and scaling was seen as the problem. go fast, break things was the mantra.
and it's still not trivial to do pgsql maintenance without downtime, whereas in a clustered/distributed "solution", you can enjoy certain additional freedoms. this includes the freedom to shoot yourself in the foot (data inconsistency, but you had to fight a bit for that state by promoting a non latest slave to master).
Yes. It is so easy to bring up a mongo cluster and feel like you have HA. Don't worry it won't be proven wrong until you have writes during your cluster degradation and are unlucky.
it's pretty great.
and, most importantly, as far as I know the default replica set config is safe. (durable, consistent, atomic) it handles a lot of failover scenarios for you automatically. and you have to manually intervene to get into a bad state - which might be okay for that particular business case (better than full downtime)
It should be the default choice (or plain filesystem storage), unless you have a specific requirement for something different. In the latter case, this should be people who are well informed about the database choices they're making.
That means that 18 months after you implemented a feature you've long since forgotten about, you don't have to come back and figure out what the new plan should be. And that's huuuuge.
You can find accounts of the db changing the plan from a good one to a bad one, but I'll go out on not that far of a limb and say that those are < 1% of the cases. Nobody complains about the queries they didn't have to come back and change. And the better the optimizer, the better that trade off will be.
So again, how do these poor choosers make better decisions in the face of changing data when they have to write all the algorithms by hand, and understand how to scale the data correctly? Seems to me that pretty soon they'd just be writing a very crappy database on top of some keystore.