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The way you describe investing "What if I have a dual income house hold and we can afford to do this because even if I lost everything my spouse would account for enough income to cover our expenses" is a lot closer to gambling.

They are two very different things.

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Gambling is gambling, there are different levels of risk and probabilities you will win or lose but investing is all gambling. Saying its anything else is ignorant of reality.

All investing is gambling.

You're going to reply with a chart of the S&P over the last 100 years engaging in the cliche fallacy of thinking that past returns dictate future results.

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