> Someone born in 1990 needs to have a 4yr degree in something lucrative (STEM) and even then buying a house and starting a family is not a given. To succeed you need to have figured out your strategic plan by about age 15 and then execute on it in order to have the same life that someone born in 1930 could just happen into without much thought.

This is not remotely true, but I grant that it's the currently popular narrative.