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At least in Norway most visa debit (and/or credit) cards now come with nfc/"tap" payment up to a certain amount (10-15 usd I think) - with no need for chip&pin for "Small" transactions.

Has some issues wrt theft (portable pay terminal with boosted nfc signal/antenna) - but certainly convenient.

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Most of the places here in the US seem to have gone to chip only for small payments, with a signature on amounts over some limit, dependant on merchant. Wish we'd catch up and use pins.

As I understand it, the major card companies all required vendors to upgrade their payment systems to use chip. If they didn't (by some date I think last year) then they moved the liability from themselves in regards to credit-card fraud to the vendor.

Isn’t there an exception for gas stations?

I can't remember how long it's been since I signed for a cc transaction. Aren't PINs used in the US?

Generally not for credit cards. It is used for debit cards. It's a problem buying gas (petrol) at unattended stations in Europe for Americans using credit cards. We don't know our PIN for credit cards.

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