You save money but what kind of life is that?
On Windows.. I get a US only bare bone Dvorak layout and few ways to remap the caps/ctrl keys. Messing with the registry is at best annoying on my gaming (only) PC but impossible on a corporate locked down desktop. Then I'm lucky if the corporate package repo comes with AutoHotkey that can remap keys in a very hacky way.
A lot of Windows 98 still shines through in the basic usability suite even on the newest versions of Windows. Even the on-screen keyboard on a (Android) phone is more fun than the HID mess in Windows.
As I'm not typing them frequently I'm happy with a Compose key binded to Scroll Lock.
This would be an upgrade as at least I would kinda trust that a file I found on my own system from the vendor can probably be trusted. I trust the options would be at least mostly self documenting (more self documenting than a random list of hex digits). And, if I'm going to use software written in the 90s, I'm going to go with good old vim.