I have a slightly different pet peeve. I don't like applications that default to saving files to my home folder. I wish they would look for e.g. /home/user/Documents or whatever else seems appropriate and even semi-standardized given the type of file.

But just dropping stuff in my home directory--look, if I'm in a hurry and my defenses are down, you basically just encouraged me to clutter things up.

The last software I found that does this is a "download helper"...even though I have a Downloads folder that my distro already set up, that Chrome and Firefox know to use, this download helper thinks I want those downloads dumped in my home folder. I hope some generous person changes this behavior, meanwhile I forgot to charge it manually for the last batch and I have a bunch of cleanup to do.