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Comment by pbhjpbhj | Hacker News Reader

Hmm, don't think I'm giving a random site (that breaches EU online business laws: must have an irl address for service) my CC info.

If you spend 1¢ on posting ":smiley:" every day, won't that cost him about 20¢ transaction costs? Eventual DoS by CC transaction costs??

Love the spirit of it on an intellectual level though.

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>EU online business laws: must have an irl address for service

I think that's only in the German speaking part, not the whole EU.

There's a directive from some time ago, maybe 10 years, requiring businesses to put a bricks & mortar address for service on all marketing materials (I modified a few sites at the time), and ecommerce regulations add to that.

eg https://www.iweb.co.uk/2016/09/ecommerce-website-legal-requi...

I can dig out references to the EU directives if you like but they should be easy to find.

OP here. You make a great point.

I've clarified payments are handled through Stripe. Hopefully that alleviates at least some concerns.

As for the transaction cost, I actually negotiated a lower fixed fee and higher percentage. Also, if the fees would be higher than the revenue Stripe is smart enough not to process the payment.

It's using Stripe for payment, so this site never sees your CC info.

Yes, but the costs are still the same. Even stripe has a 2.9% + 30¢ cost per transaction.

Better write something worth the money then.

Stripe doesn't bill the end-user these fees. In many US states, it would be illegal to do such as well.

I'd feel more comfortable with a Stripe branded off-site transaction if that's the case. Get that credit card field off of the seedy untrusted site.

But to users it looks like you're giving your CC info to a random website. I'd prefer being redirected to a trusted payment processor.

A perfect use case for Privacy.com (if you aren't using it already, do it).

-- not affiliated in any way, just a happy user.

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