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Not trying to dispute your point, but out of curiosity: Is that actually true?

> Donations to [...] can be paid using: a credit or debit card (Visa, MasterCard, American Express), a Euro bank account (SEPA Direct Debit), or a PayPal account.

Could I send money through my regular European bank without using Stripe to pay on Liberapay? Does anyone know how they've implemented that?

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Huh, weird.

On the creator side, they say:

> We currently support processing payments through Stripe and PayPal.

From that point of view, they could potentially get stuck paying creators operating in what Visa/MasterCard/etc. consider high-risk categories.

SEPA is option of Stripe.

However, Stripe is still a US payment processor, and will be subject to the same legal concerns as other US payment processors (such as those raised by FOSTA-SESTA for anyone involved in any sex work). While you might avoid Visa/MasterCard's rules that come from such a legislative environment, you won't avoid Stripe's.

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