> The truth is though that everyone is using biometrics to log into their device which controls everything from emails, to password managers and 2FA codes. Does it mean if your fingerprint gets compromised that you'll be unable to use the biometric feature of any device for the rest of your life?
No, because the device is only using that to protect local storage and anything which leaves the device is using strong keys which can be rotated. If they don't have the device, the fingerprint doesn't matter. If they do have the device (and are within the timeout period, etc.), it's like any other credential compromise: you get a replacement, rotate passwords, etc. but the replay value is sharply capped because at no point is a network service depending on the component which can't be changed.
(If you have an attacker who gets a scan of your fingerprint/face and keeps stealing phones you need a restraining order; that's reasonably outside of the threat model for consumer devices)
This is also important since there's a subset of users who won't be able to use biometrics for some reason and the decoupled approach avoids making it impossible for them to use.