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I mean, it is a one-liner, but only if you know what to do with that line -- linking to a URL in a message or putting a URL in the URL bar is the most complex one-liner you can reasonably require non-tech types to do, in my experience.

Technology that aims to serve that audience should be reasonably usable for that audience.

Point me at the self-hosted feature-equivalent Picasa clone that my grandmother can use- she still mourns the demise of Picasa- and I will set one up for her.

Me too, please!

If you know what a console is.

And you have a server.

And have a domain name

And backups

And time to apply security updates frequently and promptly.

and a credit card to pay monthly fees (which may or may not increase dramatically)

tell that to my mom