I posted this in the article about NYC going cashless as well. The thing that I find interesting is the lack of septa key being mentioned.
Septa key is their new transit card. But it can act as a debit card with money loaded via cash. No bank account required. Caveat that the kiosks aren't spread every where. But they are in enough locations.
Despite that I have barely heard mention of it during this cashless discussion. The whole crux is allowing underprivileged to access stores. Which was one of the reasons for the Key card as well.
https://billypenn.com/2018/08/28/your-septa-key-is-now-a-deb...