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I cannot speak for Allred or Lambda School, but I suspect they, like all people and institutions, cannot solve all conceivable problems for everyone, anywhere, in every circumstance. But they are working to expand the range of possibilities and open up frontiers that were closed just a few years ago.

We also have a part-time program that's for people who need to keep their 9-5 job while going to school.

I suppose you can optimise by only taking candidates who can't survive without a job. There are certainly people who can, e.g., people who have partners with well-paying jobs, people from wealthy families, or people with investments. Some of them may still find an extra 2k/month attractive.

Edit: I my case, I'd find an extra 2k/month attractive, and there are always new things to learn about software.