Also: when you have an automatic and can’t depend on your engine for some braking power to take a load off the brakes.
2. It's called bumper to bumper traffic for a reason. Following distance is <1 cars length. Anymore than that and some bozo is going to slide into your lane.
3. You know nothing of me nor my driving habits. I simply pointed out that brakes can fail or appear to fail for reasons other than mechanical failure.
Yes, but that's not because of your driving habits, is it?
> 2. It's called bumper to bumper traffic for a reason. Following distance is <1 cars length. Anymore than that and some bozo is going to slide into your lane.
Heaven forbid your ego take a little blow to make everybody safer.
> 3. You know nothing of me nor my driving habits. I simply pointed out that brakes can fail or appear to fail for reasons other than mechanical failure.
I know exactly what you've told me: You drive in a manner likely to cause your brakes to overheat and fade, a problem that many, many other people driving in the same conditions as you are able to avoid. Therefore, you should pay more than them for insurance, all else being equal.