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Unless you only send email to yourself, the hole in that idea is that all the recipients have a copy of your email.

So I should store all my bank statements in clear text because my bank has a copy of them too?

No, most of the email you’ll send and receive will be seen unencrypted by ProtonMail’s servers because that’s just how the email protocol works, which means an intelligence agency like the NSA can still see most if not all of your communication.

In other words ProtonMail is not actually end-to-end encrypted which makes it snake oil.

It’s interesting that this point has to be explained on HN time and time again, as HN’s audience should understand end to end encryption.

I guess it’s just the way you look at it, and maybe even what your priorities are in choosing an email service. To me at least, I’m thoroughly disinterested in an email service which doesn’t implement IMAPS.

Which ones do?

Many I’m sure. Mailbox.org does, and that’s the service I use.