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Isn’t that sort of like saying most humans die because their heart stops beating?

In a way.

But many startups run out of cash while still growing. It's more like dying from exhaustion while running faster and faster, not a frequent outcome.

And running faster and faster or dying is your job if you are raising money from institutional VCs in the first place.

It's more like saying most men who die in their 20's die due to excessive risk taking.