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>millennials better start thinking about how they can retire as soon as possible

Most millennials have been blackpilled to the point of just accepting that the way things are currently going means we'll never be able to afford to retire.

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yep, I agree with that. Which is why Im not crazy about people (like this author) who is discouraging millennials from even getting started. If you're in college, or just out of college, you have decades to figure out how to be able to retire. There's no need to just accept whatever happens, or to just assume people will figure out how to fund Social Security between now and then.

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