I'm in middle of nowhere Wisconsin, and I hear jokes about blacks and handicapped people all the time. When I lived in Houston, it was the same. (Well, mostly about blacks. But still.)

If you're telling me you don't, I'm telling you that you're talking out of your posterior orifice.

Bankers can get racial connotations. It just depends on if it's the correct race to bash on in the current crowd. Same goes for frat boys.

That said, all of that is horrible and wrong. (But I will fight for your right to say it all the same.)